/* Self-hosted fonts (SIL OFL 1.1), from @fontsource/inter 5.3.0 and @fontsource/manrope 5.3.0.
   Only latin + latin-ext subsets and the weights the site uses. Licences: assets/fonts/*-OFL.txt */
/* inter-latin-ext-400 */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-display: swap;
  font-weight: 400;
  src: url(fonts/inter-latin-ext-400-normal.woff2) format('woff2');
  unicode-range: U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF;
}
/* inter-latin-400 */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-display: swap;
  font-weight: 400;
  src: url(fonts/inter-latin-400-normal.woff2) format('woff2');
  unicode-range: U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
/* inter-latin-ext-500 */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-display: swap;
  font-weight: 500;
  src: url(fonts/inter-latin-ext-500-normal.woff2) format('woff2');
  unicode-range: U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF;
}
/* inter-latin-500 */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-display: swap;
  font-weight: 500;
  src: url(fonts/inter-latin-500-normal.woff2) format('woff2');
  unicode-range: U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
/* inter-latin-ext-600 */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-display: swap;
  font-weight: 600;
  src: url(fonts/inter-latin-ext-600-normal.woff2) format('woff2');
  unicode-range: U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF;
}
/* inter-latin-600 */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-display: swap;
  font-weight: 600;
  src: url(fonts/inter-latin-600-normal.woff2) format('woff2');
  unicode-range: U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
/* inter-latin-ext-700 */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-display: swap;
  font-weight: 700;
  src: url(fonts/inter-latin-ext-700-normal.woff2) format('woff2');
  unicode-range: U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF;
}
/* inter-latin-700 */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-display: swap;
  font-weight: 700;
  src: url(fonts/inter-latin-700-normal.woff2) format('woff2');
  unicode-range: U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
/* manrope-latin-ext-600 */
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-display: swap;
  font-weight: 600;
  src: url(fonts/manrope-latin-ext-600-normal.woff2) format('woff2');
  unicode-range: U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF;
}
/* manrope-latin-600 */
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-display: swap;
  font-weight: 600;
  src: url(fonts/manrope-latin-600-normal.woff2) format('woff2');
  unicode-range: U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
/* manrope-latin-ext-700 */
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-display: swap;
  font-weight: 700;
  src: url(fonts/manrope-latin-ext-700-normal.woff2) format('woff2');
  unicode-range: U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF;
}
/* manrope-latin-700 */
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-display: swap;
  font-weight: 700;
  src: url(fonts/manrope-latin-700-normal.woff2) format('woff2');
  unicode-range: U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
/* manrope-latin-ext-800 */
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-display: swap;
  font-weight: 800;
  src: url(fonts/manrope-latin-ext-800-normal.woff2) format('woff2');
  unicode-range: U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF;
}
/* manrope-latin-800 */
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-display: swap;
  font-weight: 800;
  src: url(fonts/manrope-latin-800-normal.woff2) format('woff2');
  unicode-range: U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}

/* Brand tokens — swap these to try another brand option (see BRANDING.md) */
:root{
  --navy:#0F2A44; --teal:#1F7A7A; --amber:#E3A33B;
  --ink:#1B1F24; --slate:#5B6674; --paper:#F7F8FA; --white:#FFFFFF; --line:#E3E7EC;
  --font-head:"Manrope",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --font-body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --radius:14px; --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body);color:var(--ink);background:var(--white);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--teal)}
h1,h2,h3{font-family:var(--font-head);color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2.1rem,5vw,3.4rem);letter-spacing:-.02em}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem);letter-spacing:-.01em}
h3{font-size:1.15rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px;z-index:9}

/* Header */
.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.brand-mark{width:36px;height:36px;flex:none}
.brand-text{display:flex;flex-direction:column;line-height:1.1}
.brand-name{font-family:var(--font-head);font-weight:800;font-size:1.05rem}
.brand-sub{font-size:.78rem;color:var(--slate)}
nav ul{list-style:none;display:flex;gap:22px;margin:0;padding:0}
nav a{text-decoration:none;color:var(--ink);font-weight:500;font-size:.95rem}
nav a:hover{color:var(--teal)}
@media (max-width:760px){nav{display:none}}

/* Hero */
.hero{background:linear-gradient(180deg,var(--paper),var(--white));padding:88px 0 72px}
.hero .wrap{display:grid;grid-template-columns:1.4fr 1fr;gap:48px;align-items:center}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal);margin-bottom:14px}
.lead{font-size:1.2rem;color:var(--slate);max-width:38em}
.hero-by{font-family:var(--font-head);font-weight:700;font-size:1.35rem;color:var(--navy);margin-bottom:8px}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.btn{display:inline-block;padding:13px 22px;border-radius:999px;font-weight:600;text-decoration:none;font-size:.97rem}
.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--teal)}
.btn-ghost{border:1.5px solid var(--navy);color:var(--navy)}.btn-ghost:hover{border-color:var(--teal);color:var(--teal)}
.monogram{aspect-ratio:1;width:100%;max-width:320px;margin-left:auto;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;position:relative;box-shadow:0 30px 60px -30px rgba(15,42,68,.6)}
.monogram span{font-family:var(--font-head);font-weight:800;font-size:clamp(3rem,7vw,5.5rem);letter-spacing:-.03em}
.monogram::after{content:"";position:absolute;inset:-10px;border-radius:50%;border:2px solid var(--amber);opacity:.7}
.facts{display:flex;flex-wrap:wrap;gap:10px 28px;margin-top:36px;padding:0;list-style:none;color:var(--slate);font-size:.95rem}
.facts strong{color:var(--navy)}
@media (max-width:860px){.hero{padding:56px 0 48px}.hero .wrap{grid-template-columns:1fr}.monogram{order:-1;max-width:120px;margin:0}}

/* Sections */
section{padding:84px 0}
section.alt{background:var(--paper)}
.section-head{max-width:720px;margin-bottom:40px}
.section-head p{color:var(--slate);font-size:1.08rem}
.grid{display:grid;gap:22px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
@media (max-width:860px){.grid-2,.grid-3{grid-template-columns:1fr}section{padding:60px 0}}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.card p{color:var(--slate);margin-bottom:.6em}
.card ul{margin:.4em 0 0;padding-left:1.1em;color:var(--slate)}
.card li{margin:.25em 0}
.icon{width:42px;height:42px;border-radius:10px;display:grid;place-items:center;background:rgba(31,122,122,.1);color:var(--teal);margin-bottom:14px;font-weight:800;font-family:var(--font-head)}
.pillar-title{display:flex;align-items:center;gap:10px;margin:8px 0 18px}
.pillar-title .tag{font-size:.75rem;font-weight:700;padding:4px 10px;border-radius:999px;background:var(--navy);color:#fff;letter-spacing:.04em;text-transform:uppercase}
.honest{border-left:4px solid var(--amber);background:#FFF8EC;padding:16px 20px;border-radius:8px;color:var(--ink);margin:26px 0 0}

/* Approach */
.steps{counter-reset:s;list-style:none;padding:0;margin:0}
.steps li{counter-increment:s;position:relative;padding:0 0 0 58px;margin-bottom:26px}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700;font-family:var(--font-head)}
.steps p{color:var(--slate)}

/* Case studies */
.case{position:relative;border-style:dashed}
.badge{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;background:var(--amber);color:var(--navy);padding:4px 10px;border-radius:999px;margin-bottom:12px}

/* Notes, situations, proof strip */
.note{color:var(--slate);font-size:.95rem;margin-top:26px}
.sub-head{margin:44px 0 16px}
.problems{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.problems li{background:#fff;border:1px solid var(--line);border-left:4px solid var(--amber);border-radius:10px;padding:14px 18px;color:var(--slate)}
.problems strong{display:block;color:var(--navy);margin-bottom:2px}
.proof{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,1fr);gap:14px 28px}
.proof li{padding:14px 0;border-bottom:1px solid var(--line);color:var(--ink)}
.proof-k{display:block;font-size:.75rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--teal);margin-bottom:4px}
.learning{font-size:.92rem;color:var(--slate);margin:0}
@media (max-width:860px){.problems,.proof{grid-template-columns:1fr}}

/* Timeline */
.about-grid{display:grid;grid-template-columns:1.6fr 1fr;gap:48px}
@media (max-width:860px){.about-grid{grid-template-columns:1fr}}
.timeline{list-style:none;margin:0;padding:0;border-left:2px solid var(--line)}
.timeline>li{position:relative;padding:0 0 28px 26px}
.timeline>li::before{content:"";position:absolute;left:-7px;top:6px;width:12px;height:12px;border-radius:50%;background:var(--teal);border:2px solid #fff;box-shadow:0 0 0 2px var(--teal)}
.timeline .when{font-size:.85rem;color:var(--slate);font-weight:600}
.timeline h3{margin:.15em 0 .1em}
.timeline .org{color:var(--navy);font-weight:500;margin-bottom:.4em}
.timeline ul{margin:0;padding-left:1.1em;color:var(--slate);font-size:.96rem}
.timeline ul li{margin:.2em 0}
.side h3{margin-top:1.4em}.side h3:first-child{margin-top:0}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}
.chips li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px 12px;font-size:.88rem}
.plain{list-style:none;padding:0;margin:0}.plain li{padding:6px 0;border-bottom:1px solid var(--line);font-size:.95rem}
.plain small{display:block;color:var(--slate)}

/* Contact */
.contact{background:var(--navy);color:#dfe7ef}
.contact h2{color:#fff}
.contact .wrap{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center}
@media (max-width:860px){.contact .wrap{grid-template-columns:1fr}}
.contact-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.15);border-radius:var(--radius);padding:26px}
.contact-card a{color:#fff;font-weight:600}
.contact-card p{margin:.2em 0 1em}
.todo{font-size:.72rem;font-weight:700;background:var(--amber);color:var(--navy);padding:2px 8px;border-radius:999px;margin-left:6px;vertical-align:middle}
footer{background:#0A1E31;color:#9fb0c0;font-size:.88rem;padding:24px 0}
footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px}

/* ---- Added 25 Oct 2026: leadership card, Hiscox examples, AI page, mobile nav ---- */
section{scroll-margin-top:72px}
.card-wide{grid-column:1/-1;border-top:4px solid var(--teal)}
.card-wide .split{display:grid;grid-template-columns:1fr 1fr;gap:0 28px}
.card-foot{font-size:.92rem;border-top:1px solid var(--line);padding-top:12px;margin-top:14px}
@media (max-width:860px){.card-wide .split{grid-template-columns:1fr}}
.example .role{font-size:.9rem;font-weight:600;color:var(--navy);margin-bottom:.5em}
.badge-teal{background:rgba(31,122,122,.12);color:var(--teal)}
.confirm{font-size:.88rem;background:#FFF8EC;border-left:3px solid var(--amber);padding:8px 12px;border-radius:6px;margin-top:12px}
.confirm span{display:block;font-size:.7rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#9A6512;margin-bottom:2px}
.teaser-band{padding:0 0 84px;background:var(--paper)}
.teaser{display:flex;align-items:center;justify-content:space-between;gap:28px;background:var(--navy);color:#dfe7ef;border-radius:var(--radius);padding:34px 38px;border-left:6px solid var(--amber)}
.teaser h2{color:#fff;font-size:clamp(1.4rem,2.6vw,1.9rem)}
.teaser p{margin:0;max-width:44em}
.teaser .eyebrow{color:var(--amber)}
.teaser .btn-primary{background:var(--amber);color:var(--navy);flex:none}
.teaser .btn-primary:hover{background:#fff}
@media (max-width:860px){.teaser{flex-direction:column;align-items:flex-start;padding:26px 22px}.teaser-band{padding-bottom:60px}}
footer a{color:#9fb0c0}
nav a[aria-current="page"]{color:var(--teal);font-weight:700}
@media (max-width:1040px){nav ul{gap:14px}nav a{font-size:.9rem}}
@media (max-width:760px){
  .site-header .wrap{flex-wrap:wrap;gap:4px 16px;padding-top:8px;padding-bottom:6px}
  nav{display:block;width:100%}
  nav ul{gap:18px}
  nav li:not(.m){display:none}
  nav a{font-size:.88rem}
}
/* AI page */
.hero-ai .wrap{grid-template-columns:1.5fr 1fr}
.status-card{background:#fff;border:1px solid var(--line);border-left:4px solid var(--amber);border-radius:var(--radius);padding:24px 26px}
.status-card h3{margin-bottom:.4em}
.status-card ul{margin:0;padding-left:1.1em;color:var(--slate);font-size:.95rem}
.status-card li{margin:.3em 0}
.journey{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.journey li{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;position:relative}
.journey .when{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--teal);margin-bottom:8px}
.journey p,.journey ul{color:var(--slate);font-size:.96rem}
.journey ul{padding-left:1.1em;margin:.4em 0 0}
@media (max-width:860px){.journey{grid-template-columns:1fr}}
.offer-tag{font-size:.75rem;font-weight:600;color:var(--slate);margin-top:10px;display:block}
@media (max-width:860px){.hero-ai .wrap{grid-template-columns:1fr}}

/* Key fact line in Hiscox case studies (25 Oct 2026) */
.keyfact{margin-top:14px;padding:12px 14px;border-left:3px solid #1F7A7A;background:#F7F8FA;border-radius:6px;font-size:.95rem;color:#1B1F24;font-weight:500}

/* Hero portrait (square) */
.portrait{width:100%;max-width:320px;margin-left:auto;position:relative}
.portrait img{display:block;width:100%;height:auto;aspect-ratio:1;object-fit:cover;border-radius:14px;box-shadow:0 30px 60px -30px rgba(15,42,68,.6)}
.portrait::after{content:"";position:absolute;inset:-10px;border-radius:20px;border:2px solid var(--amber);opacity:.7;pointer-events:none}
@media (max-width:860px){.portrait{order:-1;max-width:140px;margin:0}}
/* Coming-soon note under AI headings (27 Oct 2026) */
.coming-note{font-weight:600;color:var(--navy);max-width:44em;margin:0 0 12px}
.teaser .coming-note{color:var(--amber);margin:0 0 10px}